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Home > Es-Us > Calculators

Helpful Calculators

Automobile Calculators
Should I lease or purchase an auto?Auto purchase - Loan versus 0% dealer financing?What would my auto payments be?Should I upgrade to a more fuel efficient vehicle?Auto loan - Accelerated payoffHow much vehicle can I afford?
Insurance Calculators
How much life insurance do I need?What is my life expectancy?What are my needs for burial and final expenses?How much disability income insurance do I need?What are the chances of becoming disabled?What are my long-term care insurance needs?How much will I earn in my lifetime?What are the tax advantages of an annuity?How long will my current life insurance proceeds last?What is the future value of an annuity?Which is better, comprehensive plan or high-deductible plan with HSA?
Home & Mortgage Calculators
How much home can I afford?Should I refinance my home mortgage (breakeven)?Comparing mortgage terms (i.e. 15, 20, 30 year)Mortgage calculatorShould I pay discount points for a lower interest rate?Should I rent or buy a home?Should I convert to a bi-weekly payment schedule?Compare a no-cost vs. traditional mortgageWhat are the tax savings generated by my mortgage?Which is better, fixed or adjustable-rate mortgage?Adjustable rate mortgage calculatorHow do closing costs impact the interest rate?Compare an interest-only vs. traditional mortgageHow much can I borrow from my home equity (HELOC)?
Retirement Calculators
I am retired, how long will my savings last?When should I begin saving for retirement?Should I convert discretionary expenses to savings?Compare a Roth 401(k) to a Traditional 401(K)How much retirement income may my 401(k) provide?How will retirement impact my living expenses?How much will I need to save for retirement?Are my current retirement savings sufficient?Social security retirement income estimatorHow does inflation impact my retirement income needs?
Taxation Calculators
What is my potential estate tax liability?Federal Income Tax Estimator (Current Year)Should I adjust my payroll withholdings?Will my investment interest be deductible?How much self-employment tax will I pay?Capital gains (and losses) tax estimatorCompare taxable, tax-deferred, and tax-free growthHow much of my social security benefit may be taxable?What are the tax implications of paying interest?Should I itemize or take the standard deduction?What is my taxable-equivalent yield?
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Suite 201
Tewksbury, MA 01876
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